Standards for wind damage

Would anyone know if there is a guideline showing what is caused by wind and what is wear and tear. I am a salesman in Houston and the insurance companies are getting real tight with buying roofs that are damaged and I know would have to be replaced in Florida and other states. I have been lurking here and have read a lot of stuff and have seen the regs beat up new guys. Please save me the drama. I am trying to educate myself so any help would be appreciated.

I know what damage is and how its caused I am looking for something from the shingle manuf. or from the state that says if the shingles show damage on 40% or whatever of the roof for wind or creasing or debris under the shingle or granule degradation. thanks for any help.

On a lighter note how do you guys really feel about storm chasers?

I have been to a storm or two and there is no way the local companies could have handled all the damage. As for me yes I go where tha damage is but I go to work for local companies with good standings in the area.>>>

the original poster was asking about a standard national/ international guideline for determining shingle issues. When it gets into court, technical analysis of existing shingles go lot deeper than... Well, it looks good from here, and there's no shingles missing".

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forensic roofing science..... the technical assessment of the quality of and deterioration of existing installed roofing products. It is very rarely when an inspection would determine that organic asphalt shingles have absorbed an excessive amount of condensation from the bottom up, masking any exposed problems, but still sufficiently determining that said shingles are too brittle to handle much more wind/ UV/ rain/ hail.

How many times have we been in a neighborhood that a. neighbor to your job had severly decayed shingles, but when asked if they have an interest in a quote ..they say...no thanks.....Im waiting for some storm damage to pay for the whole thing.

class action manufactured roofing cases based on specific batch failures. kind of like the old Masonite X90 siding situation.....If they qualified, they were compensated, whether they had damage or not>>>

We have to deal with them seems like every year. Any time a storm hits here most of the local roofing companies get together and run an ad in the paper urging h/o to hire local roofing companies, and not to panic for fear of their roof leaking and hire the first company that comes knocking at their door waving their deductible and promising them the moon. Runnig an ad in the local phone book and getting a local phone number that rolls over to your home office 500 miles away doesn't make you a local company.Their are 5 well established roofing companies here that are more than capiable of handling the stroms that do come through... their is no law that i no of that states you have to have all the strom repair done in one season.>>>

CIAK Said: Well cowboy it up to the adjuster to make an honest assessment of the damage. There is deprecation on shingles that are a certain age if the roof is replaced. As far as shingles that have debris under them. The tabs are in all likely hood cracked and or damaged. I know that during Katrina Rita there were alot of roofing sales people looking for sales and claiming debris under the shingle when in fact it had not affected the seal strip at all. My suggestion be honest man up and do the right thing. Dont let greed guide you. If you take my suggestion you will be successful gain the trust of the insurance companys and homeowners . The roofing company you work for if they are honest will appreciate your honest assessment. If you have looked at as many roofs as you claim , You know what is right my advise Do It

Thank you. I do keep everything on the up and up. I will not risk the money I make on one roof. If it isn't damaged I will not waste my time trying to get it bought.

If I can see zippering and get on a roof and lift the shingles up and see debris under them and the will not reseal that roof is damaged and needs to be replaced. IMHO>>>

Well what is it ? I would like to see it, When you go out to sell a roof do you sell it if you can whether it needs it or not ? Would you say to a person who thought there roof needed replacement and didn't they needed a roof ? The question is veiled in my estimation. Maybe the question should be , " What is the least amount of damage ( what can I get away with and not be fraudulent) needed to convince someone and the insurance company adjuster . That what I'm hearing JMO>>>

So there is no international standard or industry standard?

how is a roof more damaged in florida than in texas? I have seen very damaged roofs getting denied because the adjuster says "our guidelines do not cover that". What evr happened to the industry guideline?>>>

Well cowboy it up to the adjuster to make an honest assessment of the damage. There is deprecation on shingles that are a certain age if the roof is replaced. As far as shingles that have debris under them. The tabs are in all likely hood cracked and or damaged. I know that during Katrina Rita there were alot of roofing sales people looking for sales and claiming debris under the shingle when in fact it had not affected the seal strip at all. My suggestion be honest man up and do the right thing. Don't let greed guide you. If you take my suggestion you will be successful gain the trust of the insurance company's and homeowners . The roofing company you work for if they are honest will appreciate your honest assessment. If you have looked at as many roofs as you claim , You know what is right my advise " Do It ">>>

The insurance companys are wanting to see the shingle ripped from the nail,not just loose tabs unless you have a lot of debris under them.Been my experience every company has different guide lines,every adjuster i meet seems to have thier own ideas.And i love storm chasers..................when they leave town!!!!!!!! :woohoo: :woohoo: :laugh:>>>