OT Dakota floods

In anticipation of a bad thing happening in North Dakota, record flooding in an area in which I have never been nor have any knowledge that I know anyone in here from there, what do you imagine the long term work opportunities will be, and in what trades. I can see basement issues, and the replacement of damage to same. I know that there are hail storm chasers but...are there flood chasers? >>>

wywoody- The reason you hear nothing about any problem in Canada is because it is so cold up here. As soon as that water crosses the border it turns to solid ice. We then cut it up into ice cubes and store it to sell to 7/11 stores when it gets hot out. Ask DR ROOF in Winnipeg.>>>

I get it. You mentioned this to me before. I will look into it. Nobody else has mentioned it certainly not the insurance co.>>>

johnny In every insurance policy I know of there is a Additional Living Expense ALE . I have it on my rental insurance to cover lost rents. Any monies you spent while you were out of your home do to the catastrophe . Extra travel to and from work eating out staying at a hotel etc . Additional spending that you would not otherwise have had to spend. savvy ???>>>

All my "spare" time has gone into the rebuild. We have all reciepts. I believe O&P (10 /10) was figured in to the adjsutment and subsequently paid by insurance. It is my understanding that when the claim is finalized than is the time to start the appeal process if any. I will than have more time to help Jeanette deal with these guys. She has been doing that part without me looking over her shoulder.....too much. What is the ALE? I am not a drinker so if you sent beer it would have gone unnoticed.>>>

Allstate pays 28% overhead and profit here,but very often pay very little on the claim.I beleive they think theyre fooling me but i know better 28% of nothing is still nothing! :laugh:>>>

Johnny There is O&P with the claim you submitted. Did you take advantage of it ? Here in Fl it 10% + 10%. There are supplements also. How did it work out with the ALE did you keep the receipts. Some of the management you spoke of is in the form of D.D. as with any thing there is a responsibility to follow the process>>>

My house in WA recently flooded. 1-1/2" up the wall for about 2 hours. We gutted the house up from the floor 4'. Being a general contractor and a slow time at work it is a blessing in disguise for me and the subs who did the work I did not. Had I not done as much work as I did it would have been a close call to get it done on the money from insurance. The down sides are being out of the house for 3 months and the paperwork. The amount of time it took to get cash flow on this project from the insurance and the lender added about 4 weeks to the project. There were no legions of volunteers prowling my neighborhood (they came from my church en masse however). I will be the first in my neighborhood to complete repairs and will be back in by 4/10 The city left a bale of hay and other debris blocking the sidewalk and a fire hydrant in front of my house for 6 weeks. I left it there to see how long it would take and was suprised. I know a little about what those folks are goimg through and I hope to see a good outcome.Careful money management and honest contractors are what is needed here or a whole lot of people will find it difficult to rebuild.>>>