Public Option?

I havr no health insurance on my own family or myself , or anyone on my crew or their families, I get ate up with work comp, unemployment, etc., as to where I just can't afford health insurance, and still compete against all the jacklegs,hard enough as it is. So putting aside all the bull you see on T.V. talking heads, who would this public option actually help? Would it be a fail-safe to go to when these thieving big insurance companies are ripping you off? Would it be a high cost mandatory regulation that would hurt my business? Would there be penalties involved for not covering employees and their families, when you can't even insure your own family? I have heard nothing but a bunch of idiots ranting and raving one way or the other on this. Does anyone know, or has anyone found access to the actual details involved?

Mike Your original post stated you had no health insurance , Do to the non response to the post about taking control of your own health. Avoidance to suggestions about how you can have good health for you and your family. Educate yourself about good nutrition . It is a mute question as far as any thing constructive if you don't . Good luck to ya . You and your family's health may suffer . It will be your own fault. Take your responsibility seriously . If you think the perception of some on here is better to blather than action . IMO it is foolishness . There is a better life in front of you and your family if you take control of your own education about your health issues .

Egg and Wywoody mentioned workmens comp in this thread. If i am not mistaken a portion of these premiums are required to finance any injuries to the employees. If Congress mandates employers contributions for health care, wouldn t it be dupicating coverage. I wonder if this issue was even considered by the Washington gurus. Is health care really a right guaranteed by the Constitution - if so - I think food and shelter rank more importantly.

IMO don't get sick . It can be done . If you think that or even entertain the idea the goverment is going to take care of your health . You must be sniffing glue ( not paying attention ).

If they really wanted to do something worthwhile they would ease the high cost of health "CARE"! Thus lowering the high cost of health insurance. Making it much more affordable for all of us! j.m.h.o. ( Over the last 25 years I've been in enough doctors and other health care providers homes to know they are not hurting! ) lol

Lets take this in a different direction. If what you pay for health insurance was put to good personal responsibility ie. good nutrition proper diet and exercise . Your life would change . Feeling better thinking better more vibrant alive. You could take the money that is spent on health care and create a better life . IMO . I love being alive and my life with THE LOVELY MRS CIAK . THE LOVELY MRS CIAK and I eat grass feed beef, lots of fat, bacon pork coconut oils straight up Olive oil and as I've mentioned in another post a few vegs , minimum fruit. Exercise is the least but not last in importance. The world is upside down . Take your life back . No one gets out of here alive that is for sure . Your character is the only thing you get to take with you . Life is full and with the right attitudes and proper diet is grand . :) :) I'm loving it . B) :) :) B)

I will guarantee you they will wait until after Christmas to pass any health care reform. Then watch out, it will get pushed through as quick as possible. They don't want to be wrangling over this with the big shopping season coming up, it would upset their wall street cronies. What did happen to the trillion or so dollars we lost in 401 K's, IRA's, etc. Hang that thief Madoff out to dry, and not a word about the rest of the pack of thieves, why the hell is that? He stole 50 billion or so, where the hell is the accountant????

Jed: In the news this morning, everyone was shocked that the president got a Noble Prize. The selection committee was composed of 5 Scandanavian "politicians" who made the selection within 5 days after the inaugaration. Now what in the world could he have done in such short a time to merit such an award. Seems very suspicous, since there were a number of potential recipients who have toiled a number of years w/ laudable projects that were far more deserving. Perhaps it could be labeled as "political solidarity". Insofar as health reform, the committee on this legislation claim they will "save" the taxpayers $829 Billion in 10 years without any tax increases - to paraphrase General McAullifes famous remark at Bastogne-NUTS. They are going to reduce Medicare by $400 Billion by increased cost efficiencies, then where have they been till now. Also, they now intend to eliminate illegals from their new legislation, fine, knowing full well, that this will never pass muster w/ the Supreme Court, for they will declare this an unconstitutional provision inasmuch it would be prejudicial. Years ago my attorney informed me, that Congress oftimes writes legislation ambiguously, to maintain their political status, and purposely lets the Supreme Court interpret what is meant.

Robby, Your explanation is more precise than anything I have heard yet. I do not like the sound of it though, fines, for employees , employers paying 8% of gross wages. This has got to be a joke , if I hand my employees a cuple to three or four thousand to then turn over to the government, they mighrt as well just fine them right now, and straight to jail, no way could I afford to match 8% of all gross pays. That would end up costing anywhere from $20,000 to $30,000, then work comp, etc., etc., I would be out, no doubt. I hope they all get their heads together and realize what they do here, could and will, hurt, if not destroy a lot of businesses.

Hi Tom, I'm laughing now because your question made me look it up. Appears I am misapplying the word because "...Only things which have not yet occurred can be obviated. For example, one can obviate a possible future difficulty, but not one which already exists..."

Means to render unnecessary, or in the case you mentioned, 'inapplicable.' Never knew about the 'not yet occurred' condition. Always more to learn.

I have used it frequently and correctly (by accident) to describe what can be done to obviate claims or legal actions or job site issues which might otherwise occur. As in obviate the need for something. Block something from coming into play. Very useful word.

Twil59, Exactly, I have no real clue how this is going to play out, and what it will mean a couple years from now. When they see they can make big money, they will add amendments to this thing, so they can make more, probably, then allowing you a tax deductable loophole, that really won't help you that much, once it is put up against actual cost. I am sure they have the thought of revising it to meet their needs. They play the game for one reason, VOTES= power, if they can give free health insurance to the ones that don't take care of themselves anyhow, the ones who never worked hard, ever, who they can then get to the voting booth, well then , more votes for them, meaning power to them, then they can twist it into any shape they want. Keyword is "free", no way nothings free, and we will be the ones paying the bill, as uaual.

I haven't paid enough attention to know for sure, but what I have gleaned over the last few months leads me to believe that businesses with very few employees would be exempt.

Workers Comp doesn't play in any of this and is a separate issue. It won't be obviated, believe me.

I prefer coconut oil , olive is OK. I drink Coconut oil straight up . Lard is best for cooking . Not the stuff you buy in the grocery store with the BHT etc in it . There is plenty of science behind lots of fat and red fatty meats . It may feel counter intuitive to think that fruit out of season is not good either . My body ,after being in an office has reset it's metabolism and body my body is regenerating. I eat bacon and egg on a slice of sourdough homemade bread with unpasteurized butter every morning . In my fresh CIAK Roast I'll pour unpasteurized cream I'll eat fatty grass feed steak for lunch along with plenty of coconut oils . For dinner I'll have fatty pork or some fatty meat with a small portion of vegetables .

I don't need insurance at any point in my life, no one crying here, worked my you know what off my whole life , stayed in extremely good shape, 6 foot four , 205 lbs., been the same for past 25 years, the only time I was less weight is when I was pounding turf on the "Z" In Nam with Charlie co. 1st bn., 9th Marines, Camp Carroll. Con thien, Gio linh, Rockpile, Khe Sanh in 67 , 68. Still can carry shingles all day, question here was, Do you know any actual details of this crap,I kind of already figured it's a control thing, a big government move to hold more control over my business. You forgot to mention, either roof or exercise, also, use olive oil, no Crisco, Eat more fruit, eat less red meat. Don't over indulge on anything but roofing, of course. By the way my crew is in tip top shape also, we don't want health insurance. I think the ones un-insured that can't afford it are about 20%, the ones that work hard for a living, the other 80% want another free ride, as usual, and since we don,t need or want it, they are going to try to make us 20% pay for the donut eating other 80%. Been roofing since 1972, how bout you?

Also take vitamins . Lots of C B6 B12. D , Should not be a problem for most roofers if your out in the sun . Take a look at your Thyroid . Iodine is best . Look it up . Take control of your life , health . Stress is another killer . You can regenerate your body . It is your responsibility not someone else's . Stop crying !!!! ,it is in your hands .

The Public Option is to practice preventive health care . Take responsibility for your health . Stop eating refined sugar , corn syrup's , PUFA ( poly unsaturated fatty acids ) gluten and soy to start out . If you can't pronounce what is in the ingredients don't buy it and for sure don't eat it. Stop stuffing crap down your pie hole !!!!! That would start your health care plan .