Thanks, State Farm!
Interesting and revealing report that I belive fully supports my contention that O&P is required on 100% in all cases - even if the HO/insured does the work themselves.
Link to the report at: http://www.iccoa.com under the heading "Withholding Overhead and Profit is Wrong if Insurance Companies Are Trying to Act Right"
Perhaps this will help http://www.iccoa.com Larry This document is over 12yrs old. There have been many many lawsuits decided by the courts for and against the insurance company's, It is a state issue how much and when the Policy (contract) says percentage and who they pay. Can you support with documentation your argument?? In the state you contract in and 2009 or newer. Thanks that was an interesting read. B) :) :) B) Deep Down In Florida Where The Sun Shines Damn Near Every Day